1. Acceptance of Terms

By downloading, accessing, or using MVR Time Bill ("the App"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the App.

2. Description of Service

The App is a time billing calculator that helps you calculate hourly service charges in Maldivian Rufiyaa (MVR), generate receipts, and track income and expenses. The App is provided as a utility tool for personal and professional billing purposes.

3. User Responsibilities

• You are responsible for the accuracy of all billing calculations and records you create.
• You agree not to use the App for any illegal or fraudulent purpose.
• You are responsible for maintaining the security of your account credentials.
• You agree to comply with all applicable local and international laws.

4. Subscription & Payments

The App offers an optional subscription at MVR 100 per month to unlock full features. Subscription payments are processed securely through Bank of Maldives (BML) Connect.

• Payment is handled entirely on BML's secure payment page — the App does not collect or store your card or bank details.
• Upon completing payment, your subscription is activated for the billing period.
• Subscription fees are non-refundable except where required by applicable law.
• You may cancel your subscription at any time; access continues until the end of the current billing period.

5. Data & Privacy

Your use of the App is also governed by our Privacy Policy, which describes how your data is collected, stored, and protected. Billing records and business details are stored locally on your device.

6. Limitation of Liability

The App is provided "as is" without warranties of any kind. We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the App, including but not limited to inaccurate billing calculations, data loss, or payment disputes. You use the App at your own risk.

7. Account Termination

You may delete your account and associated data at any time using the account deletion feature within the App. We reserve the right to suspend or terminate access if these Terms are violated.

8. Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be reflected on this page with an updated revision date. Continued use of the App after changes constitutes acceptance of the revised terms.

9. Contact

If you have questions about these Terms, please use the account deletion request feature in the App or contact the developer through the app store listing.